HomePortugal D7 Visa: The Ultimate Guide to Residency by Passive Income - Lincoln Global Partners

What is a D7 Visa?

The Portugal D7 Visa program is an economic means program that allows foreign nationals with sufficient passive income to apply for residency to live in Portugal. Eligible types of passive income include pensions, and investment income such as real estate.

Applicants can include their family members on their applications who as residents can benefit from the Portuguese healthcare and educational systems. The main applicant cannot work in the country under this visa. For this reason, the D7 Visa is a premier choice for retirees and real estate investors.

The program has traditionally been popular with Digital Nomads as well. However, since the D8 Digital Nomad Visa program was launched many remote workers now prefer this option. You can check out our Portugal Digital Nomad Visa Guide here.

Portugal is one of Europe’s most popular tourism and lifestyle destinations and there is a huge demand for residency in the country. Besides being able to live in Portugal, residents benefit from visa-free access to the Schengen Area and the right to travel freely across all 29 countries that make up the Schengen Area.

Algarve - D7 Visa

History of the D7 Visa

The ‘Passive Income Visa’ was first launched back in 2007 long before the famous Portugal Golden Visa program that was introduced in 2012. The D7 Visa has since grown to become the leading residency program in the world of its kind.

Portugal is a pioneer of this kind of residency permit and succeeded in creating significant demand from retirees looking to settle in the country on a massive scale. Thanks in part to Portugal’s attractive immigration programs Portugal has established itself as one of the best countries in the world to retire.

Many other countries have since replicated Portugal’s model and economic means programs are becoming increasingly popular.

The program is one of several highly attractive residency programs alongside the likes of the Portugal Golden Visa for investors and the D2 Visa for Entrepreneurs that targets a specific group.

The country has done a remarkable job of attracting positive foreign migration and these programs have played a significant role.

The Portugal D7 Visa has long been considered an interesting alternative to the Portugal Golden Visa Program and since the closure of the Portugal Golden Visa Real Estate Option demand has rocketed.

Why Portugal... Where to start?

In recent years Portugal has cemented itself as one of the world’s leading tourism and lifestyle destinations. Portugal seems to win every award under the sun these days!

Here are just a few of the prestigious titles that Portugal has captured:

So there you have it, why move to Portugal – A Mecca for retirees and digital nomads, Europe’s best beaches and most vibrant cities, one of the lowest crime rates in the world, and a country that ranks highly for business and start-up opportunities alongside quality education, and healthcare.

Portugal truly has it all…

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Portugal D7 Visa Benefits

By acquiring the D7 Visa foreign nationals can move to Portugal and enjoy living in a safe European nation with an interesting culture, beautiful countryside, stunning beaches and a high quality of top tier education and medical care.

However, obtaining the Portugal D7 Visa means not only that can you move to one of Europe's most popular nations but also gain access to the entire Schengen Area. The Portugal D7 can be your gateway to the entire continent and puts you on a 5-year pathway to citizenship.

The Right to Live in Portugal
Applicants and their family members can relocate to Portugal to live, study and do business.
Visa - Free Travel to The Schengen Area
Residents of Portugal benefit from being able to travel freely throughout the entire Schengen Area comprised of 29 European nations.
No Investment Required
The Portugal D7 Visa does not require an investment in the country making it a cost-effective pathway to residency.
5 Year Pathway to Citizenship
Portugal offers one of Europe's fastest pathways to citizenship with a 5 year naturalisation period.
Access to the EU Banking Systems
Residents of Portugal can access banking services throughout the European Union.
Family Reunification
Residency in Portugal is available for all dependent family members through the family reunification law.
Enhanced Business Opportunities
Portugal has a great start-up scene and is a very business friendly European country.
High Quality Basic Educational System
The Portuguese National Education Service is a highly respected European educational system.
Access to High Quality Education
Investors can send their children to high quality schools and universities in Portugal.
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Portugal D7 Visa Requirements

The D7 Visa is open to non-EU, non-EEA and non-swiss citizens over the age of 18. In order to qualify for Portugal’s D7 Visa program foreign nationals must prove that they earn passive income equal to support themselves and their families in Portugal during the residency visa period. 

Passive income can include but is not limited to the following:

  • Income from pensions
  • Rental income for real estate investments
  • Regular dividends
  • Other passive income generated from investments

The general rule is that the amount of passive income earned must exceed 100% of the Portuguese minimum wage per annum. An additional 50% of this sum must be shown to support the spouse plus an additional 30% per dependent child included on the application. Applicants must prove that their passive income is generated outside of Portugal.

On top of this, the program has the following requirements:

  • Applicants must have clean criminal records
  • The main applicant and all dependents must be covered by health insurance that covers their stay in Portugal.
  • The main applicant must be able to show a residence address in Portugal
  • Each resident must spend at least 16 months in Portugal over the first two years in order to maintain their residence permit

Portugal D7 Visa Minimum Passive Income Requirements

In terms of the actual figures, based on the Portuguese minimum wage in 2024 the Portugal D7 Visa passive income requirements are as follows:

  • Main applicant: minimum of €760/month (€9,120 per annum)
  • Spouse: minimum of €380/month (€4,560 per annum)
  • Dependent children: minimum of €228/month (€2,736 per annum) per dependent

As an example for a family of 4 with 2 adults and 2 children the minimum passive income requirements would amount to €1,596/month (€19,152 per annum.) These funds must be shown your bank account.

Portugal D7 Visa Application Process

Below we will outline the D7 Visa process in detail. Those interested in applying for the program can reach out our team for a complimentary consultation via the button below.

Step1: Initial consultation with Lincoln Global Partners

Those interested in applying for the Passive Income Visa should reach out to our team. We will start by analysing your eligibility for the program, explaining in detail how it works and then performing some initial due diligence before onboarding.

Step 2: Obtain a NIF and open a Portuguese bank account

To start the process we will assist you to acquire a local tax number otherwise known as an NIF number. The number allows people to carry out fiscal activities in Portugal and through power of attorney we can acquire an NIF for you remotely.

Once you have the NIF, then we can proceed to apply to open a local Portuguese bank account. Applicants must have a Portuguese bank account in order submit a Portugal D7 application.

Step 3: Acquire a local Portuguese address

Once you have your NIF and bank account then the next stage of the D7 Visa application process is to secure local accommodation in Portugal. We can assist you to find a place to rent or purchase since it is required to have a local address for the Portugal D7 Visa application.

Step 4: Appointment at the Portuguese consulate in your home country

Now that you have your local address, tax ID, and Portuguese bank account we can proceed to schedule your appointment at your nearest Portuguese consulate. It is important to note that each consulate can have slightly different requirements when it comes to documentation so we will assist you in preparing your documentation in accordance with the Portuguese consulates requirements.

D7 Visa documents (stage 1)

- Passport valid for at least 6 months
- Two passport sized photos
- Declaration stating your reasons for applying for Portuguese legal residency
- A clean criminal record certificate
- Travel insurance to cover your initial stay in Portugal
- Proof of accommodation (through a title deed, rental agreement or property loan agreement)
- Proof of sufficient funds to stay in Portugal
- Proof of sufficient passive income to meet the requirements of the program (€8,460 for the applicant, plus 50% for the spouse and 30% per dependent child)
- health insurance for portugal d7 visa: comprehensive health insurance policy that includes coverage in Portugal (or an affidavit stating that you purchase local health insurance within 90 days of visiting Portugal)

The D7 Visa will then be issued within 60 days of the application at the Portuguese consulate and upon receiving the visa applicants can travel to Portugal to apply for their residency permits.

Step 5: Enter Portugal and apply for the Residence Permit

With the visas stamped in your passports, it is now time to visit Portugal! The temporary visa is valid for 4 months, applicants can move to Portugal during this period in which they must visit the local immigration office in Portugal in order to apply for their and their families residency permits.

D7 Visa application documents (stage 2):

- Passport of all applicants with the D7 Visa stamp from the consulate
- Proof of accommodation
- Proof of regular passive income through bank statements
- Proof of health insurance for Portugal D7 visa
- Proof of sufficient passive income to meet the requirements of the program (€8,460 for the applicant, plus 50% for the spouse and 30% per dependent child)
- health insurance for portugal d7 visa: comprehensive health insurance policy that includes coverage in Portugal (or an affidavit stating that you purchase local health insurance within 90 days of visiting Portugal)

The D7 Visa will then be issued within 60 days of the application at the Portuguese consulate and upon receiving the visa applicants can travel to Portugal to apply for their residency permits.
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Portugal D7 Visa Processing Time

Overall, the entire process usually from the initial application to the moment of receiving the residence permit takes between 4-6 months. However, this is dependent on a number of factors.

Applicants must first take into account the length of time that it will take to gather the initial documents. In our experience on average this takes around one month. However, this is really down to the applicants. We will be there to assist you with this process and make sure that you have all of the correct documentation. 

Secondly, we must consider the time it will take to get the appointment with the Portuguese consulate, in most cases we can schedule this very promptly. However, this is down to the individual consulate and the applicants availability.

In terms of the application of the D7 Visa, the Portuguese consulate takes up to 60 days to issue the residence permit.

Once in Portugal on the D Visa it can take between 30-120 days to get an appointment to receive your residence permit. This variance depends on the location. The latter time frame is most likely for applications in major cities like Lisbon and Porto, whereas in smaller cities there is usually much less of a wait.

Portugal D7 Visa Cost

Besides the minimum income requirements, applications should take into account the following costs associated with the passive income visa process.

  • Government visa fee application: €90 per applicant
  • Residence permit issuance fees: €83 per applicant
  • Residence permit processing fees: €72 per applicant
  • Health insurance coverage (must cover Portugal)
  • Professional service fees (Contact us)
  • Property rental / Purchase costs

Portugal D7 Visa Minimum Stay

It is important that residents meet the minimum stay requirements each year in order to ensure that they can renew their residence permit upon expiry. Below are the minimum stay requirements for D7 Visa residence permit Holders:

  • D7 Visa applicants cannot be absent from Portugal for 6 consecutive months
  • D7 Visa applicants cannot be absent from Portugal for 8 months within a full year

Those who are not able to meet the Portugal D7 Visa residency requirements should consider the Portugal Golden visa instead, which requires a minimum stay of just 7 days per annum. 

Under special circumstances, for example sickness of a family member overseas or business obligations overseas it may be possible to apply for an exemption of this rule.

Residents on the D7 Visa will most likely become tax residents of Portugal automatically given that they are living in Portugal, have an address and will stay for more than half the year. 

Portugal D7 Temporary Residence Permit Validity

The initial residency permit is a temporary residence permit issued for a 2 year period. The residence permit can be renewed after that for a further 3 year period. 

Portugal D7 Visa: Pathway to Permanent Residency:

Under Portuguese law after 5 years of legal residency on the temporary residence permit, applicants can apply for Permanent residency (or citizenship, see next section). The residence permit will usually take around 6 months for processing. Permanent Residents will lose their Portuguese residency status if they spend more 24 consecutive months or 30 non-consecutive months outside of Portugal within a 3 year period.

 

Portugal D7 Visa to Citizenship

Portugal has an attractive pathway to citizenship for residents. Under Portuguese Law residents are eligible to apply for Portuguese Citizenship after 5 years of residency. In order to qualify applicants must be able to speak a basic A2 level of Portuguese. Portuguese citizenship is for life so there is no minimum stay requirement.

For those who do not wish to acquire Portuguese citizenship for whatever reason (such as being from a country that does not permit dual citizenship) can instead apply for Permanent Residency in Portugal. The requirements remain the same to acquire the permanent residence permit.

As a Portuguese citizen, one can use their Portuguese passport to visit more than 180 countries visa – free making the Portuguese passport one of the strongest passports globally.

Portugal Citizenship

Alternative Residency Programs in Portugal

Still not sure which Portugal Residency program is right for you and your family members?

Check our program guides below or contact us via the button below in order to schedule a complimentary consultation.

  1. The D7 Visa – For Retirees and Passive Income Earners
  2. The Portugal Golden Visa Program – Best suited to Passive Investors
  3. The Digital Nomad Visa (D8) – Perfect for remote workers & Digital Nomads
  4. The D2 Visa – Ideal for Entrepreneurs and Active Investors
  5. The HQA Visa – Perfect for Highly Qualified Proffessionals and Entrepreneurs looking to conduct research through Portuguese Universities

D7 Visa Vs Golden Visa Portugal

The Portugal D7 has long been considered an interesting alternative to the Golden Visa Program and since the closure of the Golden Visa real estate option, demand has rocketed.

The main difference between the two programs is of course the eligibility criteria, for those that are not willing to make a financial investment in Portugal, that meet the minimum income requirement the D7 program can be a great option.

However, the Golden Visa is a much better option for those that do not plan to spend most of their time living in Portugal. The Golden Visa has a 7-day minimum stay requirement. On top of this, Golden visa residents will not automatically become tax residents if they do not live in the country. This can be a  defining factor for some, given that Portugal taxes foreign sourced income. Previously the non habitual resident scheme provided new Portuguese tax residents with certain tax benefits. However, the taxation program ended last year.

Portugal D7 Visa remote work visa - Is this the right option for Digital Nomads?

The D7 residence program in Portugal is a Portuguese residence permit that is best suited to retirees and those with sufficient income from a passive source to live in Portugal with their dependent family members. Although it was previously a popular temporary residence permit for remote workers the D8 Visa, otherwise known as the Portugal Digital Nomad Visa would generally be considered a better option.

Digital Nomad Visa
Portuguese Residency Solutions

Lincoln Global Partners: International Portugal D7 Visa consultants Apply with us today!

Lincoln Global Partners is an international immigration consultancy firm specialising in Residency and Citizenship programs. Our Portugal D7 Visa consultants are here to help you with every step of the way. We offer complimentary consultations to those seeking Portuguese residency. We also offer local and regional support in a number of countries to help our clients promptly obtain Portuguese residency.

Portugal D7 Visa Experience

Lincoln Global Partners assist clients across the globe from the US, the UK, the Middle East and throughout Africa and Asia to acquire Residency permits and second Citizenships through government run residency programs. We have a good experience with D7 Visa cases and our legal partner is in our opinion one of the best in Portugal!

 

Portugal D7 Visa for US Citizens

The Portugal D7 for US citizens is a very popular pathway to residency in Europe, particularly those that are looking to retire in Europe. Lincoln Global Partners has a lot of experience assisting US nationals to acquire residency in Portugal. Feel free to book a complimentary consultation above.

Portugal D7 Visa for UK Citizens

If you wish to discuss the Portugal D7 Visa requirements for UK citizens then reach out to our UK based consultant Peter at peter@lincolnglobalpartners.com

D7 Visa Portugal from India

Lincoln Global Partners has consultants on the ground in india who can assist clients with their visa application for the D7 residence visa. Contact us via the chat or our email info@lincolnglobalpartners.com for assistance.

Portugal D7 Visa for Nigerians

Another one of our biggest markets is Nigeria. If you wish to apply for the portugal D7 Visa from Nigeria then we can most certainly assist you. Our local representative on the ground Steve Iduh can assist you with the D7 Visa application and documentation process.

Portugal d7 Visa Requirements from Pakistan

Our regional based consultants Shivam and Aaditya can assist with clients looking to acquire the D7 Visa from Pakistan. Contact us for a consultation if you require assistance.

Portugal D7 Visa South Africa Applications

South Africa is another huge market in the investment migration industry. We receive many inquiries from South African nationals looking to both relocate to Portugal and secure second passports. If you require such assistance from the region then it would be a pleasure to assist you with your D7 Visa application.

Portugal D7 Visa Canada applications

We are recieiving an increasing number of inquiries from Canadian nationals looking to relocate to Europe. Portugal is always a popular option and is popular with North American retirees. The Algarve and Lisbon are both home to significant expat communities from the USA and Canada.

What are the Portugal D7 Visa requirements from Dubai?

Residents of Dubai seeking a second residency can count on Lincoln Global Partners to assist them with their applications. The requirements are simple, applicants must prove they have sufficient income from a passive source, have a clean criminal record and health insurance that covers Portugal.

Can I apply for the D7 Visa portugal from Saudi Arabia?

Yes indeed, Saudi nationals can apply for the D7 Visa at the Portuguese embassy in Riad. Lincoln Global Partners would be thrilled to book your appointment and assist you through the D7 Visa application process.

Can I apply for the D7 Visa Portugal from Turkey?

Yes indeed! Applications for the D7 Visa ca be made from Turkey at the Portuguese consulate in Istanbul. Reach out to us for further information.

D7 Visa - Life in Portugal
Pastel De Nata

Portugal Residency SolutionsLife in
Portugal

The greatest benefit of all for D7 Visa holders, is of course the right to live in Portugal.

Portugal is known for its gorgeous beaches, quaint villages and cultural hubs of Libson and Porto. The country has a lot to offer for the active type and is a popular destination for golfers, trekkers, surfers, and watersports enthusiasts. For those who enjoy the calmer pleasures of life the local Mediterrenean cuisine certainly goes down well and the wine from Alentejo and Douro is exceptional.

Portugal is also more laidback than other western European nations making it a great place to retire especially for those who head down to the Algarve for sun and fun. In fact, Conde Nest Travellers have voted Portugal one of the friendliest countries in Europe for good reason. There are also thriving expat communities in all of the major cities in the country.

Portugal is also much more affordable that other western European countries and while the capital city of Lisbon is far more expensive than the rest of the country, the cost of living is just a fraction of what you would pay to live in cities like London, Paris, Berlin or Madrid. According to Numbeo, a couple with a salary of €2,400 can live well in Lisbon, while outside the capital €2,000 per month would be considered a decent budget.

When it comes to families Portugal has an excellent education system with many fantastic schools and universities. The healthcare system is also impressive ranked in the top 20 countries globally.

All in all, Portugal has something to offer pretty much everyone hence the countries remarkable ability to attract a balanced combination of retirees, digital nomads, investors and entrepreneurs.

Find the right answer

Portugal Passive Income Visa FAQ's

Checkout our FAQ's or reach out to us directly via the contact form at the bottom of the page with further questions.
Does this Portugal immigration program lead to permanent residence?

Successful applicants will initially receive a temporary residency permit valid for 2 years. This can be renewed for 3 years and after this each residency visa holder including dependent family members who have spent the last 5 years living in portugal can make an application to the Portuguese immigration authorities for a Portuguese permanent residence permit.

How many days can I stay in Portugal on D7 visa?

The D7 Visa is valid for one entry and allows you to stay in Portugal for 4 months. Once you enter Portugal you can then apply for your Portuguese residency permit which is initial valid for a 2 year period. You may renew the permit after this for a further 3 years.

Do I need a fixed regular passive income to apply for the residence permit or can I simply show bank statements with a bank account balance over the minimum required amount?

In order to apply for the D7 residence permit the main applicant will need to show regular passive income from their bank account. It is not sufficient to show a bank acount balance over the minimum threshold in order to acquire legal residence in Portugal.

Can I apply for Portuguese non habitual residency when living in Portugal on the D7 Visa residence permit?

No, the Portugal non habitual resident scheme was recently closed by the Portuguese government so new Portuguese tax residents can no longer take advantage of these tax benefits.

Can I apply for family reunification after my initial application?

Yes. The Portuguese immigration authorities allow for family reunification no matter the type residence visa. This can be done after your initial visa application has been made.

How long is the D7 Passive Income Visa permit valid for?

The first temporary residence permit valid for 2 years. This visa holder can renewed their permit for another 3 years based on the same conditions.

Can I apply for the d7 visa without passive income?

No, the D7 Visa is suitable only for those who have regular income from a passive source such as a pension or stable investment income. If you have regular income from a non-passive source such as employment or freelance work, then you may want to consider the Portugal D8 Visa, otherwise known as the Portugal Digital Nomad Visa instead.

how much money do you need for d7 visa portugal?

The main applicant must show income from a passive source to the equivalent to 100% of the minimum wage in Portugal. For family members additional income must be shown.

 

Can I apply for the d7 visa without passive income?

No, the D7 Visa is suitable only for those who have regular income from a passive source such as a pension or stable investment income. If you have regular income from a non-passive source such as employment or freelance work, then you may want to consider the Portugal D8 Visa, otherwise known as the Portugal Digital Nomad Visa instead.

What is a NIF?

The Portuguese NIF is the Portuguese Tax Number. In order to apply to undertake fiscal activities in Portugal you require a NIF. This will be arranged for you in the first stage in which we assist you to open a Portuguese bank. A Portuguese bank statement will be required as part of the documentation for the initial visa application for legal residence.

 

Is the Portugal D7 retirement visa a permanent residence or temporary residence visa application?

The D7 permit is a temporary residency permit. Permanent Residency is possible only after 5 years of legal residency in Portugal.

Portugal d7 visa rejected - what are the chances?

Lincoln Global Partners has a 100% approval record for the D7 visa application. If the applicant can prove they have sufficient income, posses a clean criminal record, rental agreement and valid health insurance coverage then we are confident that the application will go through smoothly. Applicants without a clean criminal record certificate will be rejected.

Will I automatically acquire tax residency in Portugal by obtaining the D7 residence permit?

Those who spend more than 183 days per year in Portugal are automatically considered tax residents in Portugal. In order to maintain residency in under this program in Portugal residents are required to spend most of the year in Portugal. Therefore in most cases the answer would be yes. However, each individual situation is different and we can reccomend that you speak to a tax advisor. If you require such assistance we can put you in touch with a good tax advisor.

What is the portugal d7 visa tax rate?

There is no specific tax rate for D7 visa holders. Portugal has a progressive income tax system and taxes both local and foreign sourced income. D7 visa residents who become tax residents are subject to the same taxation rules as other residents.

D7 Visa Application
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Contact Lincoln Global Partners

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